Licence Bonds
License and permit bonds this bond is imposed by the state law and local regulation in order to pursue a license or permit to engage in a particular business.

 

Motor Vehicle Bonds
Motor Vehicle Dealer Bond can be called in different names. It also is called as MVD Bond, Motor Vehicle Bond, DMV Bond, Auto Dealer Bond, Dealer Bond..

Surety Bonding
The interstate commerce commission issues the interstate commerce commission bond in order to meet the requirements legally.

Sale Tax Bonds
Instead paying for all by means of a huge sales tax is very obscene in addition to transferring the tax burden from the rich to the poor.

Utility Bonds
Utility bonds are issued to perform the public utility service as per the ordinance of the state government.

Mortgage Broker Bond
Applying for a Mortgage Broker bond or mortgage Banker Bond is like applying for a unsecured loan.

Contractor License Bond
Contactor license bond guarantee that the contractor will comply with the statutes and license of the state.

Court Bonds
Court bond promises the performance of the principal for the results of the court proceedings.

Surety Bonds
Surety bond is a guaranteed bond issued by the principal to the obligee regarding his guaranteed performance.

Fidelity Bonds
Fidelity bonds are issued to protect the employers from the dishonest or negligent act of the employees.

Lottery Bonds
A bond issued in the U.S. and U.K. with a rate of return dependent upon a lottery style payout.

Payment Bond
Payment bond is issued to the subcontractor to ensure a full payment by the contractor.

 

Surety Bonds Blog

Surety Bond Submission Requirements 2

Tuesday, December 26, 2006
5. Bank Relationship
The contractor should prepare the cordial relationship between the banker and the contractor. The contractor is required to procure a letter from the bank stating the financial position of the contractor. In the letter the bank estimate the credit position of the contractor. The contractor is required to procure the copies of the note and security agreement.

6. Work History
The contractor should produce the details regarding the contracts that have been completed by the construction firm. The company should describe the job functionality including the completion date, owner's contact information, and contract price.

7. Cost Accounting System
The contractor cost accounting briefly explains the management of the construction company to the bond company. This accounting covers the integrated ledgers, indirect expenses like indirect labor cost, and overhead expenses of the employees. It also helps to prepare the budget for the purchase, sales, income, and manufacture and so on. This bond exactly estimates the cost of productions. It also helps to estimate the management decision.

8. Corporate Plan
Contractors usually have a plan related to his contract. In absence of this plan, the bonding company requires a brief report of the construction firm. This will estimate the functionality of the bonding company.

9. Corporate Continuation
Sometimes contractors deal in buy and sell agreements and this agreement is more useful to the bond company. This Buy and sell agreements is funded by life insurance policies. Complete report regarding the policy should be given to the surety. When buy and sell agreements is incorrect then corporate owned life insurance will operate as a substitute measures.
 

Surety Bond Submission Requirements

Surety Company usually analyzes the bond submission. This favorably reviews the submission of material requirements of bond to make it complete review of finances and business operation of contract. The bond submission will vary for smaller contractors with more complex contractors. The smaller contractor can submit their forms as per their bond requirements while larger contractor can submit more complex.

Bond Submission Requirements

1. Financial Statements
Bond submission usually requires a guaranteed financial statement. The bonding companies require a guaranteed CPA-prepared financial statement. This statement is prepared in accordance with the accounting principles as per the percentage of completion revenue recognition for the fiscal year for the past four or five years. The bonding company also prefers the audited statement.

This statement should have list of work in progress with over billings and under billings shown in the balance sheet. This statement should also contain the records of completed contracts, to verify the gross profits schedule and the work-in-process schedule of the income statement. It should also contain equity reconciliation, cash flow statement, trading and administrative expenses.

The statement should be disclosed in a standard accounting principles. This helps the reviewer to analyze the financial statements. If any queries on this statement, the statement itself explain. It always prefers the bills of exchange i.e. bills receivable and payable to check the financial position of the concern.

2. Personal Financial Statements
Personal financial statement should be prepared for the fiscal year end with respect to the corporation. The personal financial statement should be prepared with mortgage balances, bank accounts, bills and loans. It should be reported along with the statement. Every stock holder should prepare this personal financial statement.

In preparation of personal financial statements, it is essential that any financial interactions with the corporation should be shown on the corporate statement and the personal statement.

3. Organizational Chart
The business entity should prepare an organization chart. This organization chart is highly required by the bonding company. Organizational chart is a detailed chart which is useful for verifying the functions and responsibilities of each employee.

4. Resumes
Employees Resumes is a most important requirement of the business. In a contracting business it is more useful and it is prepared to show the employees experience, qualification, responsibility, job profile and accomplishment.
 

Do Not Call Surety Bonds

Thursday, December 07, 2006
This do not call surety bond is also surety bond which is required by the state and federal government. This surety bond is imposed by the government in order to maintain the rules and regulation by the principal. It guarantees the services provided by the telephone solicitor. In this surety bond each have their separate surety bond form. The principal is also required to provide a separate surety bond form. For each surety bond the amount of surety will differ. You should be alert, while mentioning the amount in the surety bond application. If the contractor fails; this bond guarantees refund or reimbursement of the contract money. Sometimes this bond is also called as telemarketing bond. The claim can be covered, when there is delay in the services or the wrongful act of the principal as per the state law.
 

Maintenance Bonds

Monday, December 04, 2006
A maintenance bond is also other part of surety bonds offered by the bonding companies. This maintenance bonds are used after the completion of the contract by the contractors. This maintenance bond is used to maintain the construction after the work is completed. Performance and payment bonds are used till the completion of the contract. After the completion of the contract this maintenance bonds is used to ensure proper maintenance of the construction.

This bond guarantees the performance of the contract. It covers the time after the building is completed. These types of bonds are called maintenance bonds. This bond stipulate the building stability and maintenance responsibility of the construction company after the building ha been completed.

These bonds have existence for at least one to two years even after the structure has been completed. Only certain construction will extend beyond the circumstances. This maintenance bonds are always issued before the construction begins in combination with the performance bonds.

We are the surety bonding company specialized in providing maintenance surety bonds. Our integrity bonding company will ensure you that we will provide affordable bonds to you and also ensures that we will guide you in every aspect needed. Our bonding company gives you guarantee that we will perform our obligation as per the terms and condition of the contract. If you have any queries, immediately contact our website Surety Bond from Integrity Bonds and avail the services provided by our company.
 

Construction Surety Bonds

Sunday, December 03, 2006
A construction bond is a type of surety bonds and major part of the surety holders will comprises of this type of surety bond. The process of surety bond i.e. construction bond is a complicated one and the steps involved in this bond should be taken wisely. This construction bond is secured to optimize the funds in a proper way as planned by the company and also to ensure that the funds will be used in appropriate and resourceful way as specified in the contract.

The surety bonds have his function in the market due to the some commonly used bonds like contract bond, construction bonds, performance bonds, payments bonds. This construction bonds have payment bonds, performance bonds, and contract bonds. This bonds will ensures proper completion of the contract as mentioned in the bond. The first step in construction bond is submittal of the bid. Generally most obligee requires that bid bonds will be submitted in combination with other bid bonds. This funds received from this bonds are paid out by the contractor and the insurance company. This bid bonds are more essential bonds because issuance of this bonds involves the financial stability of the construction companies.

After securing the bid bonds the next step in the construction bonds is completion of the contract. This construction companies will make use of the performance bonds and payments bonds. This bond ensures that the contractors will perform his obligation as mentioned in the contract and also as per the times specified to complete the contract. These bonds will ensure proper completion of the contract by the contractor.

We are the surety bonding company specialized in providing construction surety bonds. Our integrity bonding company will ensure you that we will provide affordable bonds to you and also ensures that we will guide you in every aspect needed. Our bonding company gives you guarantee that we will perform our obligation as per the terms and condition of the contract. If you have any queries, immediately contact our website surety bonds and avail the services provided by our company.
 

 

 
 

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